Sharpening the emerging debate over how to reshape the country’s healthcare system, the major group representing insurers unveiled a proposal Wednesday for covering all Americans in a more centralized insurance market.
The plan offered by America’s Health Insurance Plans, a trade group representing companies that together insure more than 200 million people, comes a decade and half after the industry helped kill the last major healthcare reform campaign — pushed early in the Clinton administration.
The proposal for a form of universal insurance coverage reflects the intensifying interest among groups like insurers, businesses and healthcare providers in having an active role in shaping the reform effort.
AHIP would require all Americans to get coverage, a new mandate that Obama rejected during the presidential campaign.
In exchange for such a mandate, insurers would agree to longtime demands from consumer advocates that they no longer reject people with preexisting medical conditions.
The group is urging Congress to set up an advisory organization to identify ways to cut the increase in healthcare costs by 30% over the next five years.
Potentially most controversial, however, is the insurance industry’s call for a new “portable health plan” that would not be subject to the minimum coverage standards set by individual states.
Many states require insurers to cover myriad services such as cancer screenings and obstetric care. Some also guarantee patients the right to an independent medical review if an insurer denies coverage.
These guys are trying to head the health care debate off at the pass and I will bet the the Repubs will be all over this plan, sounds like a plan that Conservs can support, but does little to help people and their healthcare problems. It will only help the Insurance companies retain their obscene profits with little benefit outlay.