Tag: Insurance

Retirees And Their Money

As a retired old fart I keep my eyes on news that would impact new retirees and those near retirement….just my way to impart some FYI to help them navigate the complexities of retirement.

Regardless how attractive the ads are for some of these Medicare plans they are most likely a money trap that provides little in the way of help.

Plans like ‘Zero’ premiums and free dental, vision and hearing…..they are a trap and should be avoided….but here is why….

Choosing the right Medicare plan is one of the most important financial and health decisions older adults make. With so many plans promising lower premiums, free perks, and wide coverage, it’s easy to get drawn in by attractive marketing. But all too often, these plans hide critical limitations in the fine print, from unexpected out-of-pocket costs to restrictive provider networks. Knowing which plans to approach with caution can save retirees from serious financial and medical headaches. Here’s a look at 10 Medicare plans that seem helpful at first glance but often leave enrollees feeling misled.

https://www.savingadvice.com/articles/2025/06/03/10157823_10-medicare-plans-that-look-helpful-until-you-read-the-fine-print.html

It is common knowledge that I do not support these so called Medicare Advantage plans because to me they are a money trap and provide little…..but I am not alone….many retirees dump these plans once they see just how bogus they are….

Medicare coverage doesn’t just mean signing up for government insurance. In fact, more than half of Medicare recipients now get their coverage through a Medicare Advantage plan, or Medicare Part C plan, which is offered by a private insurer.

Advantage plans are an alternative to original Medicare, replacing Part A (hospital coverage), Part B (outpatient care coverage), and sometimes Part D (prescription drug coverage).

Enrollment in these plans is expected to grow to 60% of the eligible population by 2030, with many people drawn to them because they’re often marketed as “zero premium” plans with out-of-pocket limits, while Medicare Part B has uncapped spending and charges premiums. The Trump administration strongly favors the expansion of Medicare Advantage plans.

Yet, while Advantage Plans seem like a good alternative, a substantial number of older Americans who sign up for them don’t stick with them. In fact, among those who signed up between 2011 and 2022, around half left their plans within five years.

Recent research published in the journal Health Affairs helps demonstrate why so many are opting out of their Advantage Plan during open enrollment, either by switching to a different Part C plan or by returning to traditional Medicare instead. Since these Advantage plans are less likely to attract beneficiaries over the long term, the study warns that such plans will likely have less incentive to cater to participants with chronic conditions.

https://www.kiplinger.com/retirement/medicare/should-you-ditch-your-medicare-advantage-plan-most-people-do

Please do not fall for the BS do your research before you retire and do not be swayed by promises that will not be fulfilled.

The way things are going you will need all your retirement to just exist so do not fall for the BS that could eventually put you into the poor house.

I Read, I Write, You Know

“lego ergo scribo”

United Healthcare In The News (Again)

Can you remember awhile back when the CEO of United Healthcare was shot on the streets of NYC?

Well United Healthcare is not through with being the target of investigation….

It seems that the insurance giant may have committed Medicare fraud….(was this on the list of fraud that Elmo had compiled?)

UnitedHealth Group is facing another government investigation, this one reportedly centered on possible criminal Medicare fraud. Since at least last summer, the Justice Department has been investigating the health insurance company for fraud related to its Medicare Advantage business, reports the Wall Street Journal. Medicare Advantage insurers receive extra payment for covering especially sick patients, meaning there’s an incentive to document patients’ diagnoses. Previous reporting by the Journal revealed “questionable diagnoses by UnitedHealth added billions to taxpayers’ costs,” the outlet notes.

Earlier reports described a DOJ civil fraud investigation related to UnitedHealth’s Medicare billing practices. In a statement, UnitedHealth says it wasn’t informed of the “supposed criminal investigation reported” and stands “by the integrity of our Medicare Advantage program,” per Reuters. It previously disputed the Journal‘s reporting as “inaccurate and biased,” saying Medicare Advantage “provides better health outcomes and more affordable healthcare for millions of seniors” than traditional Medicare. But the criminal probe based in New York presents another headache for a company that has seen its stock fall almost 50% in the last month.

The greedy bastards were not deterred by this investigation and continued abusing the people that depended on them for help….

UnitedHealth Group, the healthcare conglomerate facing a criminal investigation over possible Medicare fraud, secretly paid nursing homes thousands of dollars in bonuses to cut hospital transfers for ailing residents, risking patient health while it saved millions, per a Guardian investigation. The outlet identified numerous cases where nursing home residents needed immediate hospital care but failed to receive it after UnitedHealth’s intervention. In one 2019 case out of Washington state, a nursing home resident was showing textbook symptoms of a stroke, indicating immediate hospitalization was needed. But a remote UnitedHealth employee wanted a less-serious condition ruled out first and asked for an update in, not minutes, but four hours.

In a similar case that year, a remote UnitedHealth employee delayed requesting a hospital transfer for a patient with stroke symptoms, forcing facility nurses to bypass the system. It took an hour and the patient suffered permanent brain damage, per the Guardian. Other UnitedHealth nurses say they faced pressure to persuade Medicare Advantage members to adopt “do not resuscitate” orders—an effort to prevent costly hospital stays—even when the patients had expressed a desire to seek all available treatments.

“A lot of times the [facility] nurses want to send people out and we have to go in and try to stop it,” a UnitedHealth nurse tells the outlet. “And if we don’t … they take us out onto the carpet.” “The sense is: ‘Well, they’re medically frail, and no one lives for ever,'” says another nurse. “No one is truly investigating when a patient suffers harm.” Though internal emails reference “budgets” outlining how many hospital admissions a nursing home had “left,” UnitedHealth denies that its employees prevented hospital transfers or inappropriately pushed patients to change their DNR status. It says nursing homes receive bonuses for preventing unnecessary hospitalizations that are harmful to patients. The company’s shares fell almost 7% Wednesday following the report, per Reuters.

These incidents are disgusting and illustrate just how uncaring these greedy bastards truly are….

Not to worry though the consumer will be protected…..oh wait the Consumer Protection part of government has been mostly shuddered by the Trump administration and DOGE.

What to do now?

I Read, I Write, You Know

“lego ergo scribo”

The ‘Advantage’ Con

This is post for all my senior readers.

Daily we are bombarded by ads telling us all the ‘advantages’ of having Medicare Advantage plans….the problem is as I keep pointing out they are full of crap and are little more than a con job.

These plans taunt that we can get special coverage for hearing, vision and dental with these plans…..so how true is that?

As the privatized form of Medicare, Medicare Advantage plans advertise dental, vision, and hearing benefits not covered by traditional Medicare, but a recent analysis found that Medicare Advantage beneficiaries do not typically receive more of these supplemental services than traditional Medicare beneficiaries. Additionally, out-of-pocket spending was similar for most supplemental services.

The research led by a team from Mass General Brigham is published in JAMA Network Open.

“Medicare Advantage plans receive more money per beneficiary than traditional Medicare plans, but our findings add to the evidence that this increased cost is not justified,” said first author Christopher L. Cai, MD, who conducted this work as a resident in the Department of Internal Medicine at Brigham and Women’s Hospital.

For their study, Cai and his colleagues analyzed 2017–2021 data from two continuous surveys, the Medical Expenditure Panel Survey and the Medicare Current Beneficiary Survey. In total, the investigators assessed information on 76,557 Medicare beneficiaries.

Only 54.2% of Medicare Advantage beneficiaries were aware of having Medicare Advantage while just 54.3% were aware of having vision coverage. Medicare Advantage enrollees were no more likely to receive eye examinations, hearing aids, or eyeglasses than traditional Medicare enrollees.

Out-of-pocket expenses for supplemental benefits were similar or modestly lower for Medicare Advantage. Medicare Advantage and traditional Medicare enrollees paid $205.86 and $226.12, respectively, for eyeglasses (9.0% less for Medicare Advantage); $226.82 and $249.98, respectively for dental visits (9.3% less for Medicare Advantage); and no differences for optometry visits or durable (a proxy for ), after adjusting for demographics.

Nationwide, Medicare Advantage plans’ annual spending on vision, dental services, and durable medical equipment totaled $3.9 billion, while enrollees spent $9.2 billion out-of-pocket for these services and other private insurers covered $2.8 billion.

In contrast, Medicare Advantage plans received $37.2 billion dollars annually more than taxpayers would have spent if beneficiaries had enrolled in traditional Medicare, a cost that is partially intended to fund supplemental benefit use.

“Supplemental benefits are a major draw to Medicare Advantage, but our findings show that people enrolled in Medicare Advantage have no better access to extra services than people in traditional Medicare, and that much of the cost comes out of their own pockets,” said senior author Lisa Simon, MD, DMD, assistant professor in the Division of General and Internal Medicine at Brigham and Women’s Hospital

(medicalexpress.com)

These are profit generating cons…..yes I said ‘cons’….

The federal agency now headed by former television host Mehmet Oz announced Monday that it is substantially boosting payments to privately run Medicare Advantage plans, a boon for an industry notorious for overcharging taxpayers and denying patients necessary care.

The Centers for Medicare and Medicaid Services (CMS) said it is jacking up payments to Medicare Advantage (MA) plans by more than 5% for 2026—an increase of over $25 billion. That’s more than double the increase proposed by the Biden administration.

Health insurance company stocks jumped in response to the news of the Trump administration’s payment hike, with shares of UnitedHealth Group—the largest provider of Medicare Advantage plans—rising more than 6% following the CMS statement.

Oz, whom the Republican-controlled Senate confirmed in a party-line vote last week, previously reported holding tens of millions of dollars worth of stock in companies with interests before CMS, including UnitedHealth.

Social Security Works, a progressive advocacy group that campaigns against Medicare Advantage, said Monday that “privatized Medicare plans are denying patients the care they need, while defrauding the government of billions a year.”

“Trump is giving them even more taxpayer money,” the group wrote on social media. “Trump-Musk don’t care about ‘efficiency.’ They care about stealing our money.”

https://www.commondreams.org/news/trump-medicare-advantage-payments

Please research these plans if you are considering taking one…..arm yourself with information before you talk to the fat cat behind the insurance desk.

Do not fall prey to these vultures……it will cost more of your money and provide little coverage…..you have been warned.

I Read, I Write, You Know

“lego ergo scribo”

Where The Money Went

Just another FYI from your friends at IST….

The money you pay your insurance companies with….

One is ‘on your side’ and another tells you are in ‘good hands’….etc etc….you have heard all the claims and BS from them…..

Are you getting your money’s worth out of these companies?

As Americans grapple with rising healthcare costs, a revealing new study shows where much of that money is going — and it’s not necessarily toward better patient care or medical research. According to research just published in JAMA Internal Medicine, major healthcare companies listed on the S&P 500 have been directing massive amounts of their profits to shareholders, with these payouts more than tripling over the past two decades to reach $170.2 billion in 2022 alone.

To understand the scale of this financial shift, consider that healthcare represents 17% of America’s entire gross domestic product, with total U.S. healthcare spending reaching $5 trillion in 2023. Of this enormous sum, approximately 70% comes from taxpayer dollars through various channels, including tax breaks for employer-based health insurance and direct government funding via Medicare and Medicaid.

Behind the staggering medical bills and insurance premiums that many Americans face lies a financial system that includes substantial payouts to investors. “When shareholders expect greater payouts year in and year out, that has an impact on affordability,” notes lead author Dr. Victor Roy, in a statement. “One of the ways that [health care companies] make money is to keep prices high — or raise them.”

Between 2001 and 2022, 92 major healthcare companies distributed an astronomical $2.60 trillion to shareholders through two main mechanisms: direct dividend payments and share buybacks.

Dividends, of course, are profit-sharing checks sent directly to investors who own shares in these companies. Share buybacks, on the other hand, are more like a company reducing the number of slices in a pie; when a company buys back its own stock, each remaining slice becomes worth more, benefiting the shareholders who still hold shares. Both strategies effectively channel money to investors rather than reinvesting it in healthcare services or innovation.

https://studyfinds.org/healthcare-company-profits-shareholders/

These companies challenge most claims in a way to weasel out of paying out….there must be a way us peasants can come out with our savings intact….

There is and it is called Medicare For All…..

Medicare For All

The time has come and the time is ripe as more Americans are being screwed out of the homes because of outrageous medical expenses.

Any thoughts?

I Read, I Write, You Know

“lego ergo scribo”

Is United Healthcare Evil?

Since the CEO of United Healthcare was popped on the streets of NYC there has been scrutiny over what drove the assassin to commit murder.

There have been several stories of people that were screwed over by the big insurance giant…..this is the one that stuck with me….

A month after the killing of UnitedHealthcare CEO Brian Thompson prompted many Americans to share personal horror stories of the company’s coverage denials and other practices, a doctor in Austin, Texas on Wednesday shared her own experience that she said exemplified how the for-profit health system “just keeps getting worse.”

In a video posted to TikTok, Dr. Elisabeth Potter said she recently received an unprecedented phone call from UnitedHealthcare about a patient—one who was already under anesthesia and having surgery.

Potter, a plastic surgeon who specializes in reconstructive surgery for breast cancer patients who have had mastectomies, said she was performing a bilateral deep inferior epigastric perforator [DIEP} surgery when UnitedHealthcare called her in the operating room.

The call was urgent, she was told, and needed to be returned right away.

“So I scrubbed out of my case and I called UnitedHealthcare, and the gentleman said he needed some information about her,” said Potter. “Wanted to know her diagnosis and whether her inpatient stay should be justified.”

Potter found that the person calling wasn’t aware that the patient whose care he was questioning had breast cancer and was in the operating room—that information was known by “a different department” at UnitedHealthcare.

Potter’s account, said Nidhi Hegde, managing director at the American Economic Liberties Project, was “another horror story from a doctor dealing with United Healthcare’s terrible authorization process.”

https://www.commondreams.org/news/united-healthcare-surgery-coverage

This is horrific but it is not an outlier…

Then there is news about their and others drug pricing…..

The Big 3 companies acting as intermediaries between drugmakers and insurance providers made billions by needlessly jacking up the prices of lifesaving drugs, according to the Federal Trade Commission. In its second interim staff report on pharmacy benefit managers (PBMs), released Tuesday, the FTC said CVS Health’s Caremark Rx, Cigna’s Express Scripts, and UnitedHealth Group’s OptumRx “marked up numerous specialty generic drugs dispensed at their affiliated pharmacies by thousands of percent, and many others by hundreds of percent,” generating $7.3 billion in revenue in excess of the acquisition costs of the drugs over five years beginning in 2017.

In theory, PBMs act as middlemen, negotiating fees with drugmakers on behalf of employers and reimbursing pharmacies for prescriptions, per Reuters. But the FTC’s earlier report on PBMs, released in July, found they are “vertically integrated” with healthcare conglomerates, which “exercise vast control over huge swaths of the healthcare sector.” That report analyzed two specialty generic drugs, flagging markups over 1,000%. This report expands the analysis to 51 specialty generic drugs. For these, the Big 3’s price-markup revenue climbed from $522 million in 2017 to $2.1 billion in 2021. “Cancer drugs alone made up nearly half of the $7.3 billion” in revenue over five years “with multiple sclerosis medications accounting for another 25%,” per NBC News.

The companies—found to have “reimbursed their affiliated pharmacies at a higher rate than they paid unaffiliated pharmacies on nearly every specialty generic drug examined”—also generated an additional $1.4 billion over five years through the practice of billing plan sponsors more than they reimbursed pharmacies for the drugs, the report notes. A rep for Express Scripts says the report is misleading, with the analyzed drugs accounting for less than 2% of what health plans spend on medications in a year, per Reuters. An OptumRx rep said the company lowers drug costs and saved patients $1.3 billion last year. But the report found patients’ out of pocket costs for the 51 drugs totaled $279 million in 2021, “an annual compound increase of 14%-21% since 2017,” per Reuters.

To my way of thinking this is evil and all the industry needs to be held to a higher standard than it is today….but sadly if that happens it will be after this next 4 years.

These companies are just sick as well as greedy and evil…..period.

I Read, I Write, You Know

“lego ergo scribo”

The $600 Billion Swindle

Before I begin I want to wish all my Dads out there…..

Happy Father’s Day!

I am an old fart and retired and most people I know are retired or close to retirement and I keep a watch on what is going on with Medicare and the insurance giants.

I have been trying to warn my readers of the dangers and the scams run under the guise of “Medicare Advantage” tag.

Since last year I have been warning my readers that are considering one of these ‘plans’ to beware and why….

Medicare Advantage Plans

A new analysis of these plans illustrates just how bad and how deep these swindles go.

A new academic analysis published Monday in JAMA Internal Medicine details the enormous sums that privatized Medicare Advantage plans have cost U.S. taxpayers in recent years and calls for the abolition of the program, which has been massively profitable for the insurance giants that dominate it.

Citing the nonpartisan Medicare Payment Advisory Commission, the paper notes that Medicare Advantage (MA) plans have overcharged the federal government to the tune of $612 billion since 2007—and $82 billion last year alone.

MA plans—now used by more than half of the eligible Medicare population—utilize a range of tactics to reap larger payments from the federal government, which provides insurers a lump sum for each Medicare Advantage patient. The size of the payment depends on the enrollee’s health, which MA plans are notorious for portraying as worse than it is in order to receive heftier government payments.

“Paradoxically, despite those overpayments, MA plans spend 9% less on medical services than [fee-for-service] Medicare spends for comparable enrollees,” reads the new study. “If MA plans pay for less care, where do the overpayments go? Some pay for supplementary benefits, although plans do not disclose how much they spend on them, and MA enrollees do not get significantly more dental care or incur lower out-of-pocket dental costs than those in FFS Medicare. Instead, overhead and profit eats up the lion’s share.”

The study’s authors estimate that MA plans’ overhead from 2007 to 2024 was $592 billion, which is “equivalent to 97% of taxpayers’ $612 billion overpayments to them during that period.”

Dr. Adam Gaffney, an assistant professor of medicine at Harvard Medical School and the lead author of the new study, said in a statement that “Medicare Advantage is a bad deal for taxpayers.”

“Money that could be used to eliminate all copayments or shore up Medicare’s Trust Fund is instead lining insurers’ pockets,” said Gaffney. “And the private insurers keep Medicare Advantage enrollees from getting needed care by erecting bureaucratic hurdles like prior authorizations and payment denials.”

https://www.commondreams.org/news/medicare-advantage-cost

Please read all the information if you want to save your cash….do not listen to the hype….ask questions and arm yourself with facts not promises.

Be Smart!

Learn Stuff!

I hope the Dads have a great day and as always….Be Well and Be Safe….

I Read, I Write, You Know

“lego ergo scribo”

Closing Thought–08Mar23

Scamming our seniors.

My regular visitors know that since I am an old fart I try to keep an eye on the scams and policies that will effect most people as they retire.

The insurance industry is getting worse by the year….they have been scamming seniors for decades and it just gets worse with the passing of time.

Democratic Sen. Elizabeth Warren released a report Wednesday highlighting the splashy incentives—from luxury vacations to cash bonuses—that private insurance companies offer agents and brokers for enrolling seniors in potentially higher-cost Medigap plans.

Medigap is federally regulated supplemental health insurance offered by for-profit companies such as UnitedHealthcare, Humana, and Aetna.

According to Warren, the Medigap marketplace is rife with “incentive trips and other perks for brokers and agents” who—in pursuit of such rewards—could be motivated to “push seniors into the most expensive Medigap plans, regardless of whether those plans meet their needs.”

The senator found that the estimated 32 private companies that entice agents with vacations and other incentives to boost Medigap sales provided the supplemental insurance to around 6.6 million people in the U.S. in 2021 and raked in nearly $16 billion in premiums from beneficiaries that year.

Warren acknowledged that her report “may underestimate the prevalence of incentives and rewards in the Medigap insurance industry” given that insurers and third-party companies are often not transparent about their incentive practices.

In a statement, Warren lamented the weak federal and state regulations that are giving insurance giants “free rein to scam millions of seniors in Medigap, offering agents lavish vacations to steer unknowing beneficiaries into more expensive plans.”

“Regulators must act to make sure seniors aren’t getting fleeced,” said Warren, who noted that around 40% of Medigap enrollees had less than $40,000 in annual income in 2018.

https://www.commondreams.org/news/warren-insurance-medigap-scam

I have always thought that these so-called “advantage’ plans were nothing more than a scam to screw seniors out of what money they have….these insurance toads are unfeeling ass wipes…..and that includes the senior’s best friend, AARP….which pushes their own brand of ‘advantage’ policies.

Keep an eye on your finances there are slugs that will come for your money.

I Read, I Write, You Know

“lego ergo scribo”

Let’s Defraud Seniors

This is post is for all those Americans that have had their 50th birthday surely they have received their official letter inviting them to join AARP (where did they get your birthday info)……

The big deal these days is that Medicare Advantage plans for us pre-dementia seniors….to me they seem like a scam and not worth the cash they cost….seems I am not the only one with such thoughts….

I recently wrote about the deceptions that insurance companies are pulling on seniors…

Those MediCare Advantage Plans

Now further info has been given to help seniors know what is being done to rip them off…..

Insurance giants are exploiting Medicare Advantage—a corporate-managed program that threatens to result in the complete privatization of traditional Medicare—to capture billions of dollars in extra profits, Saturday reporting by The New York Times confirmed.

The newspaper’s analysis of dozens of lawsuits, inspector general reports, and watchdog investigations found that overbilling by Medicare Advantage (MA) providers is so pervasive it exceeds the budgets of entire federal agencies, prompting journalist Ryan Cooper to call the program “a straight up fraud scheme.”

Nearly half of Medicare’s 60 million beneficiaries are now enrolled in MA plans managed by for-profit insurance companies, and it is expected that most of the nation’s seniors will be ensnared in the private-sector alternative to traditional Medicare by next year. Six weeks ago, Sen. Ron Wyden (D-Ore.) launched an inquiry into “potentially deceptive” marketing tactics used by MA providers to “take advantage” of vulnerable individuals.

As the table below shows, almost every major player in the industry has been accused of fraud by a whistleblower or the U.S. government. In addition, the vast majority are engaged in rampant upcoding, or exaggerating patients’ illnesses in order to reap more money from taxpayers—something they do while refusing to provide necessary care for tens of thousands each year.

https://www.commondreams.org/news/2022/10/09/straight-fraud-data-confirms-private-insurers-use-medicare-advantage-steal-billions

Seniors should research this before they commit to a monthly deduction to their Social Security benefits.

Remember if something sounds too good to be true then it probably is just that….too good to be true.

Please do not fall for the glowing promos….you need to be more vigilant for these parasites will suck you monetarily dry.

I Read, I Write, You Know

“lego ergo scribo”

Those MediCare Advantage Plans

You have seen the ads…..everybody sells these plans, even AARP, that say they can put money back into your Social Security check….but what of these plans?

First of all the whole US health care system is a scam.

But what of these ‘advantage’ plans?

At least one Senator is not convinced these are anything but a deception….

Sen. Ron Wyden on Tuesday launched an inquiry into “potentially deceptive” marketing tactics being used by private insurers and other companies that offer Medicare benefits through Medicare Advantage and Part D prescription drug plans, citing “alarming reports” about contractors “engaging in aggressive sales practices that take advantage of vulnerable seniors and people with disabilities.”

In his capacity as chair of the Senate Finance Committee, which has jurisdiction over federal healthcare programs under the Social Security Act, including privately run Medicare Advantage (MA) and Part D drug plans, Wyden (D-Ore.) sent letters requesting more information from 15 state insurance commissioners and state health insurance assistance programs.

The letter—sent to officials in Arizona, California, Colorado, Florida, Georgia, Illinois, Massachusetts, Michigan, Missouri, New York, North Carolina, Ohio, Oregon, Pennsylvania, and Texas—comes amid a surge in complaints about MA and Part D marketing materials that purport to inform seniors of their coverage options.

In May, the Centers for Medicare & Medicaid Services (CMS), which has the authority to regulate materials used to market MA and Part D plans, reported that complaints from seniors more than doubled from 2020 to 2021.

…

Among other things, Wyden wants officials to provide data on the number of complaints about MA and/or Part D marketing materials they have received in 2019, 2020, 2021, and 2022, including possible patterns of discrimination, as well as “examples of potentially false or misleading marketing materials and advertisements in MA or Part D, including mailers, robo-calls, websites, television commercials, and online advertisements.”

Of Medicare’s 60 million beneficiaries, nearly half are enrolled in MA plans and 50 million are enrolled in Part D plans. Corporations that manage MA plans have come under fire for upcoding, or exaggerating patients’ illnesses in order to reap larger payments from the federal government—something they do while refusing to provide necessary care for tens of thousands each year.

https://www.commondreams.org/news/2022/08/23/wyden-launches-probe-deceptive-marketing-medicare-advantage-plans

So the question remains….is Medicare Advantage a necessary expense?  Is it a scam?

My thoughts are this is an unnecessary expense with promises that may not be realized or needed.

Watch This Blog!

I Read, I Write, You Know

“lego ergo scribo”

Pandemic Health Care

Since this pandemic has started effecting the country there has been a debate about health care….people are losing their coverage and Dems have stepped up to help…….

Did they come up with a plan to get all Americans coverage?

NO they did not!

Their solution is to help insurers make even more profit off this disease.

Say What!

The Dems want to pay private insurers during the pandemic……

An unprecedented number of people are losing their jobs in the United States right now. Because of the employer-dependent health care labyrinth we have set up, that means an unprecedented number are also losing their health insurance. The new group of uninsured only adds to the huge chunk of the country—nearly 30 million people—that were already uninsured before the coronavirus hit.

Private health insurers’ primary motive isn’t keeping people healthy, but to cut costs, maximize profits, and deny coverage to boost their bottom line. Yet Democrats’ big idea to help insure people is to effectively subsidize that largely reviled industry. Vox reported on Tuesday that House Democrats are going to push for a bill to fully cover premiums for COBRA, a health insurance program that allows workers to keep buying into their employer-sponsored plans after they are laid off.

https://www.vice.com/en_us/article/7kzygq/democrats-big-coronavirus-idea-is-to-subsidize-health-insurers

This should be a wake up call to all Americans that the Dems will protect the insurance and Big Pharma over the people.

Never fall for the BS that they, the Dems, are working on getting all Americans health care…..and yet the American voter falls for their lies hook, line and sinker…..every time!

Be Smart!

Learn stuff!

I Read, I Write, You Know

“lego ergo scribo”