Health Is Expensive

In the last decade as I grow older my health has come into question…..first a badly broken leg that needed screw to repair…..then loss of 4 toes because I was a heavy smoker for 50 years….then a diagnosis that I have diabetes and high blood pressure…..all that has been costly…..meds out my butt….the insulin alone is $450…..

My hospital stays are not completely covered by Medicare so I have been hit with bills on top of bills and then there are those “drug plans” that pay NOTHING hardly so drugs are expensive.

I pay monthly on my bill but if I cannot pay $200 a month I am turned over as a deadbeat and sent to a collection agency….the best health care in the world MY FUCKING ASS!

I am fortunate I have a pretty good retirement pension and I have some savings without that then I would probably be sleeping on the street with my honey and my dogs in a discarded packing crate under bridge somewhere……

I bring all this personal stuff up because of something the Dems are favoring…..Medicare for All…..

The concept of expanding Medicare coverage to not only seniors and disabled people but just about everyone, has recently shot up in popularity among Democrats and party activists at the national level.

Among proponents of so-called Medicare for All, there are varying ideas for how such a government-paid and government-administered health insurance system would work and how exactly it would affect patients, doctors, hospitals and insurance companies.

Still, there are key similarities in the proposals put out so far for either a national or one-state-only Medicare for All system:

They would all entail expanding insurance coverage — and raising taxes a lot.

Yet they also could result in lower total health care spending across the private sector that could make up for all the new taxes. For instance, businesses and families could end up paying less for health care overall, even considering the additional health care taxes.

Some of the overall savings, however, could require cutting the pay of highly skilled doctors.

Or read a better explanation from Vox.com……

https://www.vox.com/policy-and-politics/2018/7/2/17468448/medicare-for-all-single-payer-health-care-2018-elections

The main reason I got onto this rant was from an article I read while laid up in the hospital……

Medical problems contributed to 66.5% of all bankruptcies, a figure that is virtually unchanged since before the passage of the Affordable Care Act (ACA), according to a study published yesterday as an editorial in the American Journal of Public Health. The findings indicate that 530,000 families suffer bankruptcies each year that are linked to illness or medical bills.

The study, carried out by a team of two doctors, two lawyers, and a sociologist from the Consumer Bankruptcy Project (CBP), surveyed a random sample of 910 Americans who filed for personal bankruptcy between 2013 and 2016, and abstracted the court records of their bankruptcy filings. The study, which is one component of the CBP’s ongoing bankruptcy research, provides the only national data on medical contributors to bankruptcy since the 2010 passage of the ACA. Bankruptcy debtors reported that medical bills contributed to 58.5% of bankruptcies, while illness-related income loss contributed to 44.3%; many debtors cited both of these medical issues.

http://pnhp.org/news/new-medical-bankruptcy-study-two-thirds-of-filers-cite-illness-and-medical-bills-as-contributors-to-financial-ruin/

This is an embarrassment….this country supposedly the “BEST” country in the world and most Americans cannot afford to get sick.

Time for a change and most freshman Congresspeople, the Dems, are on-board with Medicare For All…..I like the idea as long as Big Pharma is put into check….but I am afraid that the old guard Dems will do what they always do….turn coward and water down any health plans…..

A Medicare buy-in. A Medicaid buy-in. Medicare for retiring police officers and firefighters under the age of 65. Defend and strengthen Obamacare.

With Medicare for All polling at an unprecedented 70 percent support among the American public and headed toward its first-ever congressional hearing, Politico on Tuesday reported that there is a growing effort among congressional Democrats—including some 2020 presidential hopefuls—to “water down” the grassroots push for a transformative single-payer program by offering up more incremental approaches to solving America’s for-profit healthcare crisis.

The proposals listed above, which Politico encapsulated with the term “Medicare for More,” are just a handful of ideas Democratic lawmakers have put forth as ostensibly more “pragmatic” paths to achieving a humane healthcare system.

But grassroots Medicare for All advocates and campaigners—whose voices were absent from Politico‘s report—strongly objected to any plan that leaves intact central elements of a status quo that has produced enormous profits for the insurance and pharmaceutical industries, while leaving millions of Americans with soaring costs or entirely uninsured.

https://www.commondreams.org/news/2019/01/22/progressives-warn-against-democrats-pushing-diluted-half-measures-alternative

I stand with the Progressives……do not let the industry write the bill like they did for Obamacare….the people of this country deserves adquate health care.

The Sky’s The Limit

For about 6 years there has been a wealth of criticism of Obamacare….there has been about 50 attempts to end it….all failed….and a relentless drumming of “repeal and replace”….the problem is that NO one has any idea what to replace it with if it were ever repealed…..and in that lies the problem…..

Personally, I wanted a single payer….not only would it be efficient but it would also have been equal for all…..but instead we got a piece of crap that was basically written by the medical and drug industry….and thanx to them it will never work out to be a good program…

And now there is more news that will turn up the volume on “repeal and replace”…..the cost of the program…..

Premiums will go up sharply next year under President Obama’s health care law, and many consumers will be down to just one insurer, the administration confirmed Monday. That’s sure to stoke another ObamaCare controversy days before a presidential election, the AP reports. Before taxpayer-provided subsidies, premiums for a midlevel benchmark plan will increase an average of 25% across the 39 states served by the federally run online market, according to a report from the Department of Health and Human Services. Some states will see much bigger jumps, others less.

Major national carriers such as UnitedHealth Group, Humana, and Aetna scaled back their roles, meaning about one in five consumers will only have plans from a single insurer to pick from. Republicans pounced on the numbers as a warning that insurance markets created by the 2010 health overhaul are teetering toward a “death spiral.” “It’s over for ObamaCare,” Donald Trump proclaimed at a campaign rally Monday evening in Tampa, Fla., promising that his own plan would deliver “great health care at a fraction of the cost.” Administration officials, however, stress that subsidies provided under the law, which are designed to rise alongside premiums, will protect most customers.

Guess what?  You would not be having this problem with a single payer system…..just stating the obvious….

It will be up to the next president to handle this situation and personally I cannot see either candidate capable of finding an adequate solution……

So for the next 4 years there will be that endless mind numbing crap of “repeal and replace”…..something to look forward to in the coming months…..while the rest of society goes down the toilet…..lucky us.

Are Vouchers A Good Idea?

I think they are not……but who cares what I think?  Moving on!

Well we all know what has happened with the health care thing….the conservs feel betrayed by Roberts for his vote…..all in all I think the whole health care thing is a cop out.  But I have an idea that might have some substance……and could answer many questions we all have…….

Mitt goes along with Ryan that the best way to handle health care for the people is a health savings account and vouchers for those that may have a difficult time getting adequate health care…..I think it is not a workable idea but for the sake of argument I say let us try it on a part time basis……but then the question is….just how do we do that?

The first problem we have is that there is no example of how this will work…just the ramblings of think tanks and such….so how should we proceed?  Without a working model there is nothing but conjecture pertaining to the concept….then where should we begin?

Okay Congress has a pretty good health care policy and it is much coveted by them and it gets sterling reports….right?

Then this is where we begin…….the Congress must, it will not be a choice, implement and enroll in a voucher system for their personal use and that of their families….this will give them a working model to use in their deliberations on the use of the voucher system…….it is only fair….after all they have a system that most of us cannot get….why not let them lead the way if this is such a great idea?

If it works well then they can speak with authority on the subject instead of repeating the ramblings of someone else……and this will help repair their sagging approval ratings because they took the lead………I mean they would get a better deal than most of the Americans working part time….why not lead?  My guess is that it would not be met with enthusiasm…..vouchers are a good idea, just not for them……

If it fails to meet expectations then the opponents will have facts  to work from and not the ramblings of paid academics…….what is the problem?  We can kill many birds with that one stone.

“Obamacare” Is Unconstitutional!

Well, parts of it……. so says Federal judge, Henry Hudson…….

U.S. District Judge Henry E. Hudson said in a 42-page opinion that the so-called individual mandate provision, which requires all Americans to buy some form of health insurance, would “invite unbridled exercise of the federal police powers.”

The Obama administration had argued that the individual mandate was essential to keep down nationwide health care costs, and that Congress had acted under its authority to regulate interstate commerce. But the judge said an individual’s decision to purchase — or to decline to purchase — health care from a private provider is beyond the “historical reach” the Constitution grants Congress to regulate interstate commerce.

So the Tea Party and the more Rightie of the GOP should be doing victory laps……or at least jerking off in the corner of their offices……but here is something that has NOT been mentioned……

Henry E. Hudson, the federal judge in Virginia who just ruled health care reform unconstitutional, owns between $15,000 and $50,000 in a GOP political consulting firm that worked against health care reform.As the Huffington Post and others first noted last July, Hudson’s annual financial disclosures show that he owns a sizable chunk of Campaign Solutions, Inc., a Republican consulting firm that worked this election cycle for John Boehner, Michele Bachmann, John McCain, and a whole host of other GOP candidates who’ve placed the purported unconstitutionality of health care reform at the center of their political platforms. Since 2003, according to the disclosures, Hudson has earned between $32,000 and $108,000 in dividends from his shares in the firm (federal rules only require judges to report ranges of income).

What was that the conservs call most judges that do not agree with them…..oh yeah…activist judges!  This should make an immediate filing with the US Supreme Court…..This guy should have immediately removed himself fromn hearing this case on grounds of conflict of interests……

Will this ruling hold up to a challenge?  I am sure that FOX will be reporting this every hour on the hour and will have all their minions working hard behind the scenes to make this stick in the public’s mind……..

January oughta be a an interesting beginning to an interesting year……

If All Else Fails– Sue The Bastards!

Daily Agitator

We recall all the drama and theatrics of the health reform debate…all the jockeying for position…all the misinformation from both sides and of course we recall the vote….and all the crap that went with the vote….the vote came down the reconciliation came down, but not with its bit of drama either….it was signed and it is official now…we have a health reform law…..finally we can all breath easy……

And you thought it was all over but the crying….tee hee….boy were you wrong!

So sorry….but now the games begin!  By this writing about 18 of the 50 states have decided to sue the Federal government over the mandate portion of the law…they claim that it is unconstitutional and stomps on state’s rights…..they are gonna sue the bastards!

The top state lawyers in Florida, South Carolina, Nebraska, Texas, Michigan, Utah, Pennsylvania, Alabama, South Dakota, Louisiana, Idaho, Washington and Colorado joined in the complaint filed immediately after the president’s signing ceremony.  Their claims are that it will bust their state’s budget….the same budgets that the reps in said states have busted long before this situation….giving away tax revenue and such has already doomed most budgets.

If you will notice most of the states that are signing in on the lawsuit are states controlled by Repubs….go figure…..this is nothing more than a continuation of the opposition and the games they played leading up to the signing of the bill.  They do NOT have a good answer for the American people so they continue the damn silliness….

These people also the ones that say the American people are overwhelmingly opposed to the bill….but NEVER say just what it is that these people are in opposition of or what parts are not good for the people…..there are NO alternatives for these low class individuals, just opposition……

This whole exercise is one of futility….it will be a waste of time, energy and money…instead of looking for solutions to their budgetary problems they instead had rather play political games….these are the morons you voted for….happy?

I Have A Health Care Plan

This is a re-post of one of my previous posts on Info Ink….this one is from April 2007…..

An Alternative Healthcare Proposal

For years, the most pressing problem that the US faces is that of adequate healthcare for all the American people. Leaders have toyed with the problem, the people have wanted more, presidents have given it tons of lip service, but yet no one has an idea that will work. It either would cost too much money or it would not be politically advantageous or……..and the beat goes on. To date there is still no adequate healthcare or a workable plan. My question is–how long will they debate and promise and ……?

I have had a thought on one possible path they could be taken to help the American people with adequate healthcare. And the really good part of it, it will not add much cost to the system that would needed to be funded by more taxes.

But I start I want to make it clear that this plan is for doctors and visists it will not encompass hospitalization of any kind. The easy part would be the doctor’s end of the equation, the hospital part will take a massive plan to fix it. This then is just a small part of the problem, but could be fixed with little increase to the American people.

This is a plan that I sent to my Congressman several years ago and his reply had nothing to do with what I had outlined. In other words, the pig did not read it and some low level gopher sent me a reply to my proposal. Needless to say, I have little use for my congressman, who by the way is still on my dime in Washington.

First let us start with seemingly unrelated problems; the healthcare of the American people and those who default on their student loans. Is there a connection? Well, yeah! One of the worst abusers of non-payment of student loans are those in the medical field; doctors to be more exact.

There have been many plans over the years to try an get the money out of these abusers, but most were a dismal failure. One such plan, the doctor would go where the US needed him/her and work until the loan was paid down. Not bad, but unfortunately, there were always loopholes that allowed the people to escape from this plan.

My proposal is simple, the doctor opens a clinic in Willacuchi, Ga and begins seeing patients. He would then choose a day a week that the poor would be treated. The amount of the visit, supplies and medication that he used that day would be deducted from his loan balance and this would be continued until the entire loan was paid off. NO ESCAPE CLAUSES!

The doctor, no matter what city or town, would not have to give up their private practice or their goals of riches accumulation. The Dept. of Health and Human Services would monitor the transactions, to keep them honest.

This proposal will not eliminate the need for more sweeping changes in the healthcare of Americans, but it would be a start at helping those who cannot afford to visit the doctor on regular basis. Those people who do not have insurance or money enough for doctors appointments. I realize that this is simplistic and if the government gets involved it might become a nightmare, but it is a start

It would not take DHHS long to come up with a satisfactory method of determining who is in need and who is scamming. This would not be that difficult and I say why not give it a try?  Plus it would not grow the size of the bureaucracy; it is already in place.  The only cost to the government would be to vote it in and then get the word out…there are agencies in every state that could handle that……

CHUQ

31/03/07

Obama’s Health Reform (A Continuing Saga)

Stop your grinning!  Here it comes!  The VOTE that will be heard around the country!

Like a song that will NOT end….the health reform debate has gone on and on and on and……..it is the time of a maximum of lying on both sides trying to influence a vote here and a vote there……

They say, whoever they are, that the passage of the health reform bill is close, very close…..The Repubs are still defying proper conduct in the Senate and as well as in the House…….Washington!  The town misinformation built……But if you are interested in the newest version of the reform bill then I have what you need….

The AP did a great job putting together the facts, just the facts, they felt the bullsh*t and misinformation behind…..

IMMEDIATE CHANGES:  Uninsured people with medical problems will have a workable alternative. The bill pumps $5 billion into high-risk insurance pools run by the states to provide coverage to those in frail health. Taxpayer-backed insurance won’t be free, but premiums should be much lower than what’s charged by private insurers willing to take those in poor health.

For people with private health insurance — about two-thirds of Americans — there would be some new safeguards. For example, insurers would be barred from placing lifetime dollar limits on coverage and from canceling policies except in cases of fraud. Children could stay on their parents’ coverage until age 26.

THE SELF-EMPLOYED:  Starting in 2014, self-employed people and those whose employers don’t offer coverage would be able to pick a plan through a health insurance exchange, like a supermarket. It’s modeled on the federal employee health program available to members of Congress, which offers a range of private insurance. Small businesses could also join the exchange.

More than 30 million people would buy their own coverage through state exchanges, and nearly 6 in 10 would be eligible for tax credits to help pay premiums. The aid would be generous for lower-income families, less so for those solidly in the middle class.

SENIORS:  Seniors have been understandably worried about the health care plan, since much of it is financed with Medicare cuts the government’s own experts say could be unsustainable.

On the block are subsidies to private Medicare Advantage insurance plans, which now enroll about one-quarter of seniors. The government overpays the plans when compared to the cost of care under traditional Medicare. That largesse translates to lower out-of-pocket costs for seniors in the plans, and the bill could trigger an exodus from Medicare Advantage as insurers are forced to raise their rates to stay in business.

But seniors stand to gain as well. Obama would gradually close the coverage gap in the middle of the Medicare prescription drug benefit. The so-called doughnut hole would start to shrink immediately, but it wouldn’t be fully closed until 2020. In the meantime, seniors in the gap would get a 50 percent discount on brand name drugs.

The plan also improves preventive benefits for seniors in traditional Medicare.

DOCTORS:  Primary care doctors and general surgeons practicing in underserved areas such as inner cities and rural communities would get a 10 percent bonus from Medicare. But the more significant changes for doctors would unfold slowly. The goal is to start rewarding doctors for keeping patients healthy, not just treating them when they get sick.

The plan would use Medicare as a testing ground for new ways of coordinating care for patients with multiple chronic illnesses such as high blood pressure, diabetes and heart problems, a common combination. Primary care doctors would become care managers for such patients, keeping close tabs on medications and basic health indicators.

EMPLOYERS:  Obama’s plan wouldn’t require employers to provide insurance to their workers, but it would hit them with a stiff fine if even one of their workers gets a federally subsidized coverage. Companies with 50 or fewer workers would be exempt, and those with 25 workers or fewer could get federal assistance.

INSURANCE COMPANIES:  Health insurance companies would face unprecedented federal regulation and particularly close scrutiny of their bottom line. A fixed percentage of income from premiums would have to go to medical care, otherwise insurers would be forced to provide rebates to consumers. That share is 85 percent for large group plans, and 80 percent for plans in the small group and individual markets.

There you have the facts…..like them or not……personally, I think it is a cop out from the Progressive stance held during the campaign……Rep. Kucinich is dead set against Obama’s bill…..he is a lone voice for 300 million Americans and NO one is listening….it is NOT reform it is a tweak that will be challenged at the next change in Congress and all will be for naught and then we can start all over again….You asked for it…You got it!

UPDATE:  Kucinich was come around and will now vote yes on the bill……CBO report is in and the bill will cut budget by $394 billion in the 1st 10 yrs and $1.3 trillion in the next 10….

Oh, The Hypocrisy!

Health Reform—the song that will NOT end!  Kinda like putting “ina-da-gada-da-vida” on the turntable and go out to get laid……

I have said this for many many posts…..the GOP is full of hypocrites with NO alternatives….I know that is a bit harsh….but the major players just keep making my case for me…..they cannot help themselves…..

I will give people the reason I say this over and over and over…….

The great “Maverick” John McCain is come out of the closet against health reform of any kind, but if you go back to the 2008 campaign and his ideas on health care then you will see that it sounds similar to the Senate bill that we have now….but he cannot find any spot to compromise…..HYPOCRITE!

Now we move to Mitt Romney who has derided “Obamacare” as the lunatic Right is calling it and which by the way Mitt has jumped on that band wagon, but if you listen to the reports then the health reform bill is modeled on the Massachusetts, which was supported and passed by Mitt during his days as the governor….and oh BTW, the Mass plan covers abortions…….but there is NOTHING that he can find to support…..HYPOCRITE!

Now to my fav GOP person Sarah Palin……by now we all know what she thinks of the health reform bill…socialism, death panels, etc, etc…….she derides the health bill at every turn, trying to strengthen her position in the polls…she says that Obama’s plan will ruin American medicine…..but wait there is a bit more….the Huffington Post has found an interesting post by Sam Stein:

Former Alaska Gov. Sarah Palin — who has gone to great lengths to hype the supposed dangers of a big government takeover of American health care — admitted over the weekend that she used to get her treatment in Canada’s single-payer system.

The irony, one guesses, is that Palin now views Canada’s health care system as revolting: with its government-run administration and ‘death-panel’-like rationing. Clearly, however, she and her family once found it more alluring than, at the very least, the coverage available in rural Alaska.

One thing to add……HYPOCRITE!

And finally, we have another of my favs…..the Rush-ster, on his recent radio show he said that if the health reform bill passed, that it would be disastrous for the country and that he would move to Costa Rica (a paraphrase)……thinking…….if I am not mistaken, Costa Rica has universal health care run by the government…..HYPOCRITE!

They make way too easy for me……and for that I thank them……

Just The Facts–Nothing But The Facts

Daily Agitator

There is a new buzzword flying around Washington, well it is not a new word, but one that is coming back in style…that word is RECONCILIATION………..the difference in today from say 8 years ago….it is a dirty word….something to be reviled……but why?

What does reconciliation meaning, at least politically:

Reconciliation is a legislative process in the United States Senate intended to allow consideration of a contentious budget bill without the threat of filibuster. Introduced in 1974, reconciliation limits debate and amendment, and therefore favors the majority party. Reconciliation also exists in the United States House of Representatives, but because the House regularly passes rules that constrain debate and amendment, the process has had a less significant impact on that body.

A reconciliation instruction (Budget Reconciliation) is a provision in a budget resolution directing one or more committees to submit legislation changing existing law in order to bring spending, revenues, or the debt-limit into conformity with the budget resolution. The instructions specify the committees to which they apply, indicate the appropriate dollar changes to be achieved, and usually provide a deadline by which the legislation is to be reported or submitted.

A reconciliation bill is one containing changes in law recommended pursuant to reconciliation instructions in a budget resolution. If the instructions pertain to only one committee in a chamber, that committee reports the reconciliation bill. If the instructions pertain to more than one committee, the House Budget Committee reports an omnibus reconciliation bill, but it may not make substantive changes in the recommendations of the other committees.

Actually when all is said…it simply means a normal majority (51%)…….opposition yells about it being bad to use a simple majority and not the filibuster-proof super-majority (60 votes)…..

But to conservs it is not so bad when their Prez GW used it to pass the Medicare Advantage and added trillions to an already stretched budget….but now that the Dems are going to use the tactic, ‘it will destroy American democracy’……why is that?

By using their objection to a simple majority then let us extend it include election…..where Repub or Dem needs 60% vote count to win their election….

Personally, I am ashamed of these petty childish antics from people we trust to do what is right for the country….maybe the teabaggers have it right…throw ALL the a/holes out of office and start over!

The Summit! Theater Of The Absurd! (Again)

There was a build up to yesterday’s health summit….the Prez and Dems and Repubs were to meet and discuss the possibility of finding ways to have a bi-partisan bill on health reform….did the adults take over the health reform conversation?

HA!  Not a chance!  This was a prime opportunity for the Repubs and Dems to find common ground and they bombed badly….I am sorry to pick on the Repubs so much but in this case they deserve all the credit for looking like 4 year old on a play ground….

Americans were led to believe that the goal was finding common ground on getting health insurance to tens of millions of Americans who don’t have it and containing skyrocketing costs that threaten the nation’s fiscal well-being.

Obama dominated the conversation, barely contained his impatience with GOP statements and at times mocked them for trotting out visual effects (thick stacks of Democratic health care legislation) and talking points. Republicans complained about the time disparity and lectured the president about his policies.

Stagecraft trumped statesmanship.

Obama hoped to convince gridlock-weary voters who might be watching at home that he was sincere in seeking common ground with Republicans. He repeatedly asked GOP lawmakers to focus on fixes that both parties might agree upon.

(Thanx to the AP for above account)

The Repubs were well rehearsed they got their talking points in “start over”, was the most used….nowhere did these guys and gals ever act like a group of people concerned with the plight of the American people……sad that once again, politics triumph over the people….and you wonder why the US is the laughing stock of the world…the health summit was a prime example of the stupidity in Washington….

OKay…here is an idea….F*CK THE REPUBS!…….do whatever it takes to get American people health care…I am sorry to my conserv friends, but the people have been waiting for 70+ years for these dinks to do something constructive and so far all we have got is a playground brawl….it is time for us voters to flip off these people and replace them with apes….at least they could do NO worse…..